Home » Student Loans=Middle Class and Poverty Tax

Student Loans=Middle Class and Poverty Tax

I don’t know who needs this PSA, but I am here to say that student loans are a lower-socioeconomic tax. Realistically, they rob people of years of income that they could be investing. As a teacher, I taught every year in a field that should have been eligible for student loan forgiveness.

Surprisingly, I never qualified.

There was always some reason. Not the right loan. Not the right type of school. Not the right student set. Not the right year.

But pay I did. Like many other teachers and public servants.

Here is a report on how those of us who should have had our loans forgiven long ago were systematically screwed by the system that received years of our work. .https://protectborrowers.org/ffel_reportlp/

We paid our loans and we continued our missionary work at low wages for the greater good.

I have heard arguments on both sides for and against cancelling student loans. The foolish argument that “I had to pay them, so everyone else should” is poppycock.

And if you want a Founding Father’s astute observation on the subject, then take a look at Adams’ essay “Thoughts on Government”–

“Laws for liberal education of youth, especially of the lower class of people, are so extremely wise and useful, that, to a humane and generous mind, no expense for this purpose would be thought extravagant.” https://www.nps.gov/inde/upload/Thoughts-on-Government-John-Adams-2.pdf

Or in the words of Frederick Douglass in his “Blessings of Liberty and Education” speech–

“Blessings of Liberty and Education” excerpt

But if man is without education, although with all his latent possibilities attaching to him, he is, but a pitiable object; a giant in body, but a pigmy in intellect, and, at best, but half a man. Without education, he lives within the narrow, dark and grimy walls of ignorance. He is a poor prisoner without hope. The little light that he gets comes to him as through dark corridors and grated windows. The sights and sounds which reach him, so significant and full of meaning to the well-trained mind, are to him of dim and shadowy and uncertain importance. He sees, but does not perceive. He hears, but does not understand. The silent and majestic heavens, fretted with stars, so inspiring and uplifting, so sublime and glorious to the souls of other men, bear no message to him. They suggest to him no idea of the wonderful world in which he lives, or of the harmony of this great universe, and hence impart to him no happiness.

Education, on the other hand, means emancipation. It means light and liberty. It means the uplifting of the soul of man into the glorious light of truth, the light only by which men can be free. To deny education to any people is one of the greatest crimes against human nature. It is to deny them the means of freedom and the rightful pursuit of happiness, and to defeat the very end of their being. They can neither honor themselves nor their Creator. Than this, no greater wrong can be inflicted; and, on the other hand, no greater benefit can be bestowed upon a long benighted people than giving to them, as we are here this day endeavoring to do, the means of useful education. It is aimed to make them both better and more useful in life and to furnish them with increased means of livelihood; to make of them more skilled workmen, more useful mechanics, and better workers in wood, leather, tin and iron. https://teachingamericanhistory.org/library/document/blessings-of-liberty-and-education/

a giant in body, but a pigmy in intellect,

Our society needs an educated population. It is beneficial to all of us. That includes philosophers and poets. Engineers and scientists. We cannot pick and choose what is relevant for we never know what we will need in the future. Nor is it our right to determine what is worthy.

I know many won’t want to hear that everyone should get an education. I agree. Not everyone should get a college education.

Only the ones who want one.

Because they are the ones hungry enough to pay for one even if they’re sacrificing for the greater good.

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